Asset and Equipment Finance
If you are purchasing an asset for business or for private use, we can connect you to a variety of lenders and options to tailor your finance needs to meet your goals, financial circumstances, and objectives.
Asset Finance is often used for:
-
Purchasing a car for personal or business use.
-
Purchasing business equipment and machinery.
-
leasing options for equipment, machinery, and vehicles.
-
Chattel mortgages can utilised.



1
Understanding Asset and Equipment Finance
In today’s competitive business environment, asset and equipment finance plays a vital role in helping businesses across Melbourne and Australia scale operations, manage cash flow, and stay ahead of the curve.
Whether you’re a startup, an SME, or a large company, the ability to access funding for essential business assets or equipment can make all the difference. These finance solutions provide the capital required to acquire vital tools, machinery, vehicles, or even office fit-outs without putting excessive pressure on working capital.
​
At CapStack, we understand that accessing the right financial support can be a challenge, especially for small to medium enterprises (SMEs). We specialise in connecting businesses to the most suitable business lenders and finance products to meet their needs. Our approach is centered on fast, flexible, and reliable asset and equipment finance options tailored for businesses at every stage of growth.
2
Why Asset and Equipment Finance Is Essential
Asset finance Melbourne businesses rely on is not a one-size-fits-all solution. Each business is unique, and so are its financial requirements. From securing machinery for manufacturing to purchasing commercial vehicles or upgrading office technology, having access to appropriate financing is critical.
Equipment finance Melbourne businesses need often comes with the flexibility to structure repayments to suit cash flow, seasonal demand, or contract-based revenue.
​
CapStack works closely with specialised lenders who understand the challenges businesses face. This includes support for funding inventory, resolving ATO-related issues, covering tax obligations, and even financing refurbishments or expansions of business premises.
The ability to access quick funding options, including those that do not always require property security, is a key advantage we offer to clients in Melbourne and beyond.
3
Tailored Finance Options
Unlike traditional lenders, many of our partners can provide finance with minimal paperwork and fast turnaround times. Depending on your business’s situation, you may qualify for unsecured finance, or you may opt for secured finance backed by residential or commercial property. Loans can be arranged with either first or second mortgage options, offering greater flexibility.
​
Whether you’re managing day-to-day expenses or investing in growth, our asset and equipment finance solutions are designed to be as dynamic as your business. For companies in Melbourne, this means peace of mind knowing that you’re not only getting access to funds but also expert advice and ongoing support tailored to your industry and business size.
4
CapStack: Your Partner in Business Finance
Choosing CapStack means choosing a partner who understands local business conditions and has strong connections with lenders who are ready to help. Our goal is to provide asset finance Melbourne businesses can trust, and equipment finance Melbourne companies can depend on — with no unnecessary delays or complications.
​
If you're looking to grow your business, improve your operations, or simply stay ahead in your market, CapStack is here to help you every step of the way. Let us connect you with the right finance solution to power your business forward.
