Commercial Property Finance

When it comes to growing your business or expanding your investment portfolio, commercial property finance in Melbourne can be a powerful tool. Whether you are a business owner seeking to purchase a premises like a warehouse, office, retail store, or medical practice to operate from, or you're an investor intending to lease out the property for income, Cap Stack is here to help.

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Our team understands that every business is different, and so are its financing needs. That’s why we don’t offer cookie-cutter solutions. Instead, we focus on providing tailored outcomes that suit your specific situation. From first-time commercial buyers to seasoned investors, our goal is to make commercial property loans in Melbourne more accessible, efficient, and results-driven.

Not all borrowers fit within the traditional lending framework—and that’s okay. If you're self-employed, have irregular or non-standard income streams, or face challenges such as average credit history or the need for fast settlement, you’re not alone. Traditional lenders often place rigid requirements on borrowers, which can make financing seem out of reach.

At Cap Stack, we specialise in supporting clients that may be underserved by the mainstream banking sector. Through access to a wide network of private and non-bank lenders, we help facilitate commercial property finance Melbourne clients need—quickly and flexibly. These private finance options are ideal for those looking for fast approvals, competitive rates, and customised loan structures.

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​We also assist with refinancing existing commercial property loans that may be nearing expiry or are no longer meeting your business goals. Whether you're looking to reduce interest rates, increase your borrowing capacity, or simply restructure your loan for improved cash flow, our refinancing services are designed to deliver clear benefits.

Commercial property transactions can be complex, especially for those new to the space. That’s why working with a partner who truly understands commercial property loans in Melbourne is critical. At Cap Stack, we guide you through every step—from assessing your borrowing capacity to structuring the right finance package and working with lenders to ensure a smooth and timely settlement.

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We don’t operate like conventional brokers. Our approach begins with understanding your current financial position, long-term business strategy, and property goals. Whether it’s a standalone purchase, a portfolio expansion, or a time-sensitive settlement, our team develops solutions that align with your timeline and outcomes.

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For business owners, owning your own premises can mean greater control, long-term cost savings, and valuable equity growth. For investors, a commercial property can offer strong rental yields and potential capital growth. With access to the right finance, you can make these opportunities a reality.

Our reputation is built on results. At CapStack, we pride ourselves on being solution-focused and responsive to our clients’ needs. We understand that time, flexibility, and access to expert advice make a real difference when it comes to commercial transactions.

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Our deep knowledge of the commercial property finance Melbourne market allows us to act quickly and effectively on your behalf. Whether you’re looking at an office building in the city, a suburban medical suite, or an industrial facility in an outer suburb, we can structure the right finance option to suit.

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We know that navigating the world of commercial property loans in Melbourne can seem overwhelming—but with the right partner, it doesn’t have to be.

If you're ready to invest in a commercial property or want to explore refinancing options for your current loan, Cap Stack is ready to help. Our team is committed to providing fast, flexible, and customised solutions that work for you.

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Reach out today to speak with a finance expert who understands your challenges and will help you seize your next property opportunity with confidence.