Development Finance

Development finance plays a crucial role in turning property visions into reality. Whether you're planning a residential, commercial, industrial, or office development, securing the right funding structure is essential to ensure success from start to finish. At CapStack, we understand that every development project is unique—requiring financial solutions that are not only flexible but also aligned with your project's timeframes and business strategy.

​

Our expert team specialises in helping developers across Melbourne and Australia access development finance loans Melbourne investors and builders can rely on. We work closely with lenders to assess the stage of the development, forecast the construction period, and evaluate associated risks. This allows us to recommend tailored funding options that support your cash flow while protecting your long-term investment objectives.

Development finance is a specialised form of funding provided to property developers to assist with the construction or substantial renovation of buildings. Unlike traditional home or commercial loans, development finance loans Melbourne developers use are typically drawn down in stages. These drawdowns are usually linked to key construction milestones or land settlement phases. Interest is only paid on the amount drawn, which helps manage cash flow during the build.

​

CapStack simplifies the process by acting as your trusted intermediary between you and a network of reliable lenders. Our role is to secure the most appropriate facility for your project, whether you’re at the planning phase, halfway through construction, or managing a distressed asset. From residential development financing for boutique townhouses to office development finance for high-rise business precincts, we provide guidance every step of the way.

At CapStack, we assist with a wide range of development types. Our scope includes residential development financing, ideal for housing subdivisions, apartment complexes, and custom residential builds across Melbourne. For those targeting the commercial sector, we offer tailored solutions for office development finance and retail developments. Industrial developments such as warehouses and logistics centres also fall within our expertise.

Our team can also support projects that involve land acquisition as part of the build process. If your project involves incomplete developments or distressed and workout situations, we have the experience and lender connections to help reposition the project and secure necessary funding. Even in challenging market conditions, we can guide you through presale and non-presale options, giving you the flexibility to proceed with or without presold units.

Securing development finance loans Melbourne developers can depend on requires more than just submitting paperwork. It demands a deep understanding of the property development landscape, access to the right lenders, and the ability to present a compelling financial case. This is where CapStack adds value.

​

We take the time to understand your project holistically—evaluating factors such as land zoning, planning permits, builder credentials, market demand, and pre-sales strategies. Our goal is not just to get your loan approved, but to structure your finance in a way that maximises profitability and minimises risk.

​

Whether you're building a residential community in Melbourne’s suburbs or developing a new office block in the CBD, our residential development financing and office development finance solutions are built around your project needs. With a strong network of lenders and a proactive approach, we help turn your development plans into successful, completed projects.

Navigating the world of development finance loans Melbourne can seem complex, but with the right partner, it becomes a strategic advantage. At CapStack, we believe in providing not just finance—but clarity, structure, and support throughout the development journey. Our tailored approach means we find the right lender, on the right terms, at the right time.

​

If you're a property developer in Melbourne or across Australia and need support with residential development financing, office development finance, or any stage of your construction journey, CapStack is ready to assist. Get in touch today and let us help you build with confidence.