Interest Rates Just Dropped: 4 Moves Smart Property Players Are Making

RBA announces a 0.25% reduction in the cash rate, bringing it down to 3.60% as of August 2025.

The RBA has blinked. Rates are easing.

And if you're in the game - whether you're developing, acquiring, or holding assets - this is your window. Here’s what the sharp operators are doing right now:

1. Rerun the Numbers

➡️ New serviceability. New leverage. New options.

➡️ If you haven't rechecked your borrowing power or project feasibility since the rate drop you're already behind.

2. Refinance Deadweight Debt

➡️ Still carrying peak-rate loans?

➡️ Now’s your chance to trim costs, improve cash flow, and boost return on equity - without touching your rent roll.

3. Move on Acquisitions

➡️ Markets move fast after a rate pivot.

➡️ Buyers come back, yields compress, and capital gets more competitive.

➡️ If you’ve been waiting - this is your early mover advantage.

4. Lock In Construction Funding

➡️ Lenders are loosening up.

➡️ If you’ve got a DA, a presales strategy, or even a site in DD now’s the time to line up terms.

Now what? If you’re planning a move - or just want to know what’s possible - don’t wait for the dust to settle.

At CapStack, we help developers, investors, and owner-occupiers:

➡️ Refinance smarter

➡️ Unlock funding on stalled projects

➡️ Structure capital stacks that actually get approved

We’re more than brokers - we’re your capital strategy partner.

Let’s talk through your funding options or review your current debt setup.

DM the team at CapStack. Your next deal could look very different.

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